09/05/2012 13:05

【人幣業務】創興:現時人幣息率有吸引力,息率上調視乎人幣出路

  《經濟通通訊社9日專訊》創興銀行(01111)財務及資金管理處總經理陳凱傑於股東
會後表示,本港人民幣存息率有吸引力,認為存款額會回升。對於未來能否提高人幣存款息率,
他認為,最重要視乎人幣出路,如果國內和本港可以推出雙向貸款試點,就可以提升人幣出路,
不只是如現在單單以人民幣作貿易交易用途。
  他指,目前六個月期人幣定期存款息率約為2厘,若果人民幣出路未能增加,現時人民幣息
率已經見頂。
  對於內地業務方面,集團會主力拓展大型貸款,針對在內地有業務的本港客戶,此類貸款同
比有雙位數增長,加上內地貸息率較高,能夠增加銀行利息收入。
  他又指,現時本地客戶仍然主要以港元作為貸款貨幣,因為若果改用人民幣,需要額外申請
額度,將資金轉回內地,因此該行現時的人民幣貸款需求未見大增。(ck)

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