2023/06 - Interim HKD(K$) | %Chg (Interim to Interim) | 2022/12 HKD(K$) | 2021/12 HKD(K$) | 2020/12 HKD(K$) | 2019/12 HKD(K$) | ||
Interest Income | 28,507,000 | 120.848% | 40,231,000 | 28,507,000 | 35,697,000 | 44,190,000 | |
Interest Expense | (13,316,000) | 500.903% | (11,250,000) | (4,685,000) | (8,791,000) | (11,935,000) | |
Net Interest Income | 15,191,000 | 42.078% | 28,981,000 | 23,822,000 | 26,906,000 | 32,255,000 | |
Other Operating Income | 4,749,000 | 0.678% | 24,217,000 | 25,710,000 | 27,416,000 | 31,086,000 | |
Total Operating Income | 19,940,000 | 29.405% | 53,198,000 | 49,532,000 | 54,322,000 | 63,341,000 | |
Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | (19,226,000) | (16,350,000) | (18,254,000) | (19,827,000) | |
Net Operating Income | 19,940,000 | 29.405% | 33,972,000 | 33,182,000 | 36,068,000 | 43,514,000 | |
Operating Expenses | (7,156,000) | 4.988% | (14,778,000) | (14,134,000) | (13,205,000) | (13,057,000) | |
Impairment Losses on Loans & Advances | (1,984,000) | -8.571% | (7,669,000) | (2,844,000) | (2,608,000) | (1,684,000) | |
Other Impairment Losses | 58,000 | -14.706% | 32,000 | 27,000 | (130,000) | (153,000) | |
Operating Profit | 10,858,000 | 67.278% | 11,557,000 | 16,231,000 | 20,125,000 | 28,620,000 | |
Change in FV & Impairment on Inv. Prop. | (1,000) | -98.305% | (108,000) | 82,000 | (636,000) | 35,000 | |
Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | (10,000) | |
Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 | |
Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 | |
Share of Results of Asso. & JCEs | 104,000 | -- | (10,000) | 72,000 | (75,000) | 168,000 | |
Profit / (Loss) before Taxation | 10,961,000 | 71.346% | 11,439,000 | 16,385,000 | 19,414,000 | 28,813,000 | |
Taxation | (1,139,000) | 26.556% | (1,288,000) | (2,439,000) | (2,744,000) | (3,991,000) | |
Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- | |
Non-controlling Interests | 5,000 | -37.500% | 14,000 | 14,000 | 17,000 | 18,000 | |
Others | -- | -- | -- | -- | -- | -- | |
Profit / (Loss) Attributable to Shareholders | 9,827,000 | 78.510% | 10,165,000 | 13,960,000 | 16,687,000 | 24,840,000 | |
Depreciation & Amortisation | 1,392,000 | 4.583% | 2,676,000 | 2,538,000 | 2,383,000 | 2,136,000 | |
Directors' Emoluments | -- | -- | 35,333 | 34,746 | 42,758 | 42,927 | |
Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
EPS (cts) | 499.000 | -- | 495.000 | 693.000 | 836.000 | 1,277.000 |
DPS (cts) | 220.000 | -- | 410.000 | 510.000 | 550.000 | 820.000 |
Dividend Payout Ratio (%) | 44.088% | -- | 82.828% | 73.593% | 65.789% | 64.213% |
Cash flow per share ($) | -- | -- | 70.561 | -7.416 | 43.243 | 14.143 |
NBV per share ($) | 79.387 | -- | 90.045 | 90.273 | 89.629 | 93.528 |
Remarks: | Real time quote last updated: 04/10/2023 18:00 |
Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
Profit / (Loss) Attributable to Shareholders (K$) | HKD 9,827,000 |
%Change | 78.510% |
EPS / (LPS) | HKD 4.990 |
NBV Per Share ($) | HKD 79.387 |