03866 青島銀行
按盘价 
4.260 +0.020 (+0.472%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 资产回报率 (%) | 0.658% | 0.621% | 0.583% | 0.489% | 0.595% |
| 股东资金回报率 (%) | 12.654% | 11.483% | 10.680% | 8.291% | 9.290% |
基本指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 净利息收益率 (%) | 1.66% | 1.73% | 1.83% | 1.76% | 1.79% |
| 净息差 (%) | 1.68% | 1.76% | 1.85% | 1.85% | 1.87% |
| 资本充足比率 (%) | 13.37% | 13.8% | 12.79% | 13.56% | 15.83% |
| 第一级资本比率 (%) | 10.48% | 10.67% | 10.1% | 10.69% | 11.04% |
| 核心资本比率 (%) | -- | -- | -- | -- | -- |
| 流动资金比率 (%) | 105.87% | 88.66% | 78.23% | 88.21% | 73.28% |
经营表现指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 52.268% | 55.963% | 56.093% | 58.203% | 58.012% |
| 其他经营收入 / 经营收入比率 (%) | 23.973% | 26.395% | 25.633% | 28.851% | 31.358% |
| 成本 / 收入比率 (%) | 32.842% | 36.412% | 36.185% | 36.212% | 35.155% |
贷款及存款指标
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流动资金 / 客户存款比率 (%) | 13.901% | 15.221% | 11.954% | 11.079% | 19.020% |
| 呆坏帐准备 / 客户贷款比率 (%) | 2.618% | 2.637% | 2.611% | 2.637% | 2.623% |
| 贷存比率 (%) | 75.703% | 74.997% | 74.088% | 75.427% | 75.042% |
| 客户贷款 / 总资产比率 (%) | 47.572% | 48.199% | 48.191% | 49.568% | 45.689% |
| 备注： | 实时报价更新时间为27/03/2026 17:59 |
| 港股实时基本市场行情由香港交易所提供; 香港交易所指定免费发放实时基本市场行情的网站。 | |
| 股东应占溢利/(亏损) (千) | RMB 4,954,541 |
| 增长率 | 22.913% |
| 每股盈利/(亏损) | RMB 0.850 |
| 每股账面资产净值 (¥) | RMB 7.005 |