600928 西安银行
2026/06 - 中期2025/122024/122023/122022/12

盈利能力分析
净资产收益率 ROE (%)3.6437.2107.9638.2018.548
总资产报酬率 ROA (%)0.2690.4920.5330.5700.597
投入资产回报率 ROIC (%)0.2730.5220.5620.5890.647

基本指标
净利差率 (%)0.9651.7801.2901.3101.540
资本充足率 (%)13.57013.43012.41013.14012.840
核心资本充足率 (%)9.2809.15010.07010.73010.480
流动性比率 (人民币) (%)145.080121.140165.050143.020128.220
流动性比率(外币) (%)----------
成本收入比率 (%)15.55020.67024.44027.45028.920

贷款及存款指针
存贷比率(人民币) (%)82.38086.40073.46068.65066.670
存贷比率(本外币) (%)----------
不良贷款比例 (%)1.7601.6501.7201.3501.250
拨备覆盖率 (%)261.100214.620184.060197.070201.630