| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Interest Income | 51,505,054 | -6.153% | 54,881,845 | 60,317,760 | 61,602,431 | 62,518,088 |
| Interest Expense | (34,084,409) | -13.358% | (39,339,375) | (42,671,771) | (38,933,892) | (37,338,789) |
| Net Interest Income | 17,420,645 | 12.084% | 15,542,470 | 17,645,989 | 22,668,539 | 25,179,299 |
| Other Operating Income | 8,548,958 | -13.987% | 9,939,119 | 7,351,381 | 3,796,681 | 4,015,065 |
| Total Operating Income | 25,969,603 | 1.915% | 25,481,589 | 24,997,370 | 26,465,220 | 29,194,364 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 25,969,603 | 1.915% | 25,481,589 | 24,997,370 | 26,465,220 | 29,194,364 |
| Operating Expenses | (10,391,049) | -0.931% | (10,488,740) | (10,713,146) | (10,900,887) | (10,212,572) |
| Impairment Losses on Loans & Advances | (5,481,133) | -18.882% | (6,756,971) | (6,792,734) | (8,123,815) | (7,515,545) |
| Other Impairment Losses | (4,524,817) | 55.875% | (2,902,848) | (2,328,413) | (929,064) | (1,162,450) |
| Operating Profit / (Loss) | 5,572,604 | 4.492% | 5,333,030 | 5,163,077 | 6,511,454 | 10,303,797 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) before Taxation | 5,572,604 | 4.492% | 5,333,030 | 5,163,077 | 6,511,454 | 10,303,797 |
| Taxation | (74,398) | -3.648% | (77,215) | (82,174) | (403,979) | (1,674,073) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | (261,800) | -72.442% | (950,000) | (950,000) | (950,000) | (950,000) |
| Profit / (Loss) Attributable to Shareholders | 5,236,406 | 21.612% | 4,305,815 | 4,130,903 | 5,157,475 | 7,679,724 |
| 2025/12 - Final RMB(K¥) | %Chg (Compare to Final) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | 2021/12 RMB(K¥) | |
| Depreciation & Amortisation | 1,645,885 | -5.688% | 1,745,140 | 1,740,894 | 1,628,498 | 1,398,491 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| Auditor's Opinion Status | Unqualified | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2025/12 - Final | %Chg (Compare to Final) | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| EPS (cts) | 29.000 | 20.833% | 24.000 | 23.000 | 29.000 | 43.000 |
| DPS (cts) | 0.000 | -- | 0.000 | 0.000 | 0.000 | 8.700 |
| Dividend Payout Ratio (%) | -- | -- | -- | -- | -- | 20.233% |
| Cash flow per share ($) | 0.038 | -- | 5.231 | 4.578 | 1.511 | 4.672 |
| NBV per share ($) | 5.868 | -- | 5.581 | 5.317 | 5.066 | 4.876 |
| Remarks: | Real time quote last updated: 27/03/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 5,236,406 |
| %Change | 21.612% |
| EPS / (LPS) | RMB 0.290 |
| NBV Per Share (¥) | RMB 5.868 |