01983 瀘州銀行
按盤價 
1.980 +0.020 (+1.020%) 盈利能力分析
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 資產回報率 (%) | 0.766% | 0.718% | 0.587% | 0.570% | 0.580% |
| 股東資金回報率 (%) | 13.374% | 12.187% | 10.143% | 9.786% | 9.625% |
基本指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 淨利息收益率 (%) | 2.49% | 2.49% | 2.39% | 2.46% | 2.49% |
| 淨息差 (%) | 2.71% | 2.71% | 2.69% | 2.51% | 2.59% |
| 資本充足比率 (%) | 13.08% | 13.12% | 12.74% | 13.01% | 13.36% |
| 第一級資本比率 (%) | 10.04% | 10.15% | 9.61% | 9.72% | 9.75% |
| 核心資本比率 (%) | -- | -- | -- | -- | -- |
| 流動資金比率 (%) | 72.16% | 84.1% | 80.14% | 73.47% | 87.79% |
經營表現指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 利息支出 / 利息收入比率 (%) | 48.868% | 53.195% | 57.248% | 56.530% | 57.724% |
| 其他經營收入 / 經營收入比率 (%) | 16.193% | 32.450% | 35.261% | 16.500% | 22.194% |
| 成本 / 收入比率 (%) | 42.467% | 34.446% | 36.112% | 40.369% | 39.928% |
貸款及存款指標
| 2025/12 | 2024/12 | 2023/12 | 2022/12 | 2021/12 | |
| 流動資金 / 客戶存款比率 (%) | 8.867% | 7.955% | 7.961% | 10.924% | 12.068% |
| 呆壞帳準備 / 客戶貸款比率 (%) | 4.844% | 5.141% | 4.915% | 3.825% | 3.522% |
| 貸存比率 (%) | 75.873% | 72.856% | 75.210% | 73.095% | 76.224% |
| 客戶貸款 / 總資產比率 (%) | 58.670% | 57.652% | 56.120% | 53.825% | 53.703% |
| 備註： | 即時報價更新時間為27/03/2026 17:59 |
| 港股即時基本市場行情由香港交易所提供; 香港交易所指定免費發放即時基本市場行情的網站 | |
| 股東應佔溢利/(虧損) (千) | RMB 1,429,526 |
| 增長率 | 21.088% |
| 每股盈利/(虧損) | RMB 0.530 |
| 每股帳面資產淨值 (¥) | RMB 4.134 |
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